Certified CenterBMW 2 Series Finance Offers
* with approved credit through BMW Financial Services and subject to minimum 700 beacon score. On select models.
Check Out Our Current BMW 2 Series InventoryFinancing a car means that you don't have the cash on hand to buy the vehicle outright, and that's okay. Unless you've been diligently saving for a long time, most people don't have thousands of dollars on hand to foot the bill of a new car.
Making car payments is common practice in the automotive industry, and that is why BMW has perfected the way the company assists customers with car financing. Here we will answer some of the most common questions customers have about how car loans work.
After reading through this list, you will have a better understanding of dollar amounts, percentage rates, and the terms associated with financing a BMW 2 Series.
Q: What does it cost to finance a BMW 2 Series?
A: The BMW 2 Series has several different body styles so the price tag depends on the model and features you end up going with. Therefore, we recommend you visit our finance pages to see what options are available now. The BMW 2 Series comes with a lineup of coupes, convertibles, and compacts at varying price points but there is bound to be one that fits your requirements and budget. Call the dealership at (570) 338-6955 to learn more about existing offers.
Q: What is BMW Select Finance?
A: When we said that BMW perfected the way we assist customers with the financing process, we weren't kidding. BMW Select is a traditional retail financing option that allows for lower monthly payments while still securing vehicle ownership. In order to secure these lower monthly payments, a final balloon payment will be assessed for an agreed upon price point at a mutually decided time. This option is attractive to BMW motorists who are used to leasing but want to reap the benefits of owning the vehicle from day one.
Q: What are the major differences between leasing and financing?
A: The most important thing a person should consider when it comes to leasing vs. financing is the number of miles you plan to drive in a given year. Leasing only makes fiscal sense if you plan to drive less than 10,000 a year. Otherwise, you will be sacked with overage fees for an asset that isn't even yours. With financing, you know the exact amount you are paying each month and the car belongs to you. For a detailed look at the pros and cons of each and how it applied to your specific situation, read this article titled "Leasing vs Buying - What's Better?"
Q: What is the GFV of a BMW 2 Series?
A: By choosing to finance, you are entitled to understanding the Guaranteed Future Value (GFV) of your vehicle at the end of the term. Depending upon which 2 series model, the GFV is determined by BMW 2 series model, estimated mileage accrued over time, normal wear and tear, and length of the agreement. Before you leave the dealership, you will be presented with the GFV of the vehicle so you have peace of mind and know exactly what your car is worth now and at the end of the term.
A: It's up to you whether or not you want to finance your car through BMW, a third-party, or the dealership. We work to make it as easy as possible to finance your vehicle through the dealership by putting you in touch with a list of partnering financial institutions. If you choose this option, we will relay your information to financial services companies we regularly work with who will then come back to us with various offers.
A: The only type of plastic you can use to make a payment on a BMW 2 Series is a debit card. It is company policy to not accept monthly payments on credit.
Contact
Wyoming Valley BMW
1470 Highway 315
Wilkes-Barre, PA 18702
- Sales: 570-338-6955
- Service: 570-338-6956
- Parts: 570-338-6957
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